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Good credit is a cornerstone to buying a new home. Most people do not know their credit score.
If you do not know your score don’t guess and dont go searching the internet paying for memberships. Many of the websites out there will not provide actual scores. The ones that do, can not be reused by lenders. Each credit search can drag down your score. The best suggestion I can give is to allow a mortgage professional to pull your credit during the pre-qualification process.
If you know that you have bad credit there are lenders that can point down the proper path to fix a mis-step or two.
If you have have more challenges in your credit there are only a few credit repair professionals out there that we trust. We are happy to discuss challenges of credit and credit repair.
Please call our team at 505-349-5289